Cost of Living: Knoxville vs Mobile (2026)

Mobile has a 6% lower overall cost of living than Knoxville as of Q1 2026. A one-bedroom apartment runs $1,100/mo in Mobile vs $1,300/mo in Knoxville โ€” a 18% difference. Knoxville has no state income tax, giving residents more take-home pay than those in Mobile (5% rate).

  • Mobile is 6% cheaper overall (COL index: 87 vs 82)
  • 1BR rent: $1,100/mo in Mobile vs $1,300/mo โ€” 15% savings
  • Knoxville has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Knoxville ($53,000/yr vs $46,000/yr)
  • Median home price: $210,000 in Mobile vs $290,000 โ€” 28% difference
Category
Knoxville
Tennessee
Mobile
Alabama
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,050$900Best
1BR rent/mo$1,300$1,100Best
2BR rent/mo$1,700$1,450Best
Median home price$290K$210KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)9593Best
Budget meal (1 person)$12$11Best
Mid-range dinner (2)$50$46Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$45$38Best
Gas price/gal$3.05$3.00Best
Car insurance/mo$148Best$148
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$168Best$172
Internet/mo$60$58Best
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$53KBest$46K
State income tax%0.0%Best5.0%
Sales tax (combined)%9.5%9.2%Best
๐ŸŽฌ LeisureQ1 2026
Movie ticket$14.00$13.00Best
Gym membership/mo$35$32Best
Beer at restaurant$5.50$5.00Best
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)8782Best
Walk score / 10026Best26

Frequently asked questions

Is Knoxville cheaper than Mobile?

No. Mobile is 6% cheaper than Knoxville based on overall cost of living indices (82 vs 87, where 100 = US average).

What is the average rent in Knoxville vs Mobile?

As of Q1 2026, the median 1-bedroom rent in Knoxville is $1,300/month and in Mobile is $1,100/month. Knoxville is more expensive by 18%.

How much do I need to earn in Mobile to match a $75,000 salary in Knoxville?

To maintain a similar lifestyle, you would need approximately $70,690/year in Mobile to match a $75,000 salary in Knoxville. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Knoxville or Mobile?

Knoxville has the lower state income tax rate at 0% vs 5%. Knoxville has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Knoxville to Mobile?

It depends on your priorities. Mobile offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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