Can I Afford to Live in Killeen vs Kraków on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Killeen, TX
$5,057/mo take-home
Rent: $1,050/mo (21% of take-home)
Very comfortable
Kraków, PL
$4,257/mo take-home
Rent: $750/mo (18% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Killeen
TX
Kraków
PL
Monthly take-home (est.)$5,057$4,257
1BR rent$1,050$750
Groceries (est.)$350$380
Transport (est.)$38$150
Utilities$170$90
Internet$60$25
Left after essentials$3,389/month$2,862/month
Killeen (Texas) has no state income tax, boosting take-home vs Kraków (PL rate: 12%).

Frequently asked questions

Is $80K a good salary in Killeen?

At $80K/year in Killeen, your estimated monthly take-home is $5,057. With 1BR rent around $1,050/month, rent takes up 21% of your take-home. That's considered very comfortable.

Is $80K a good salary in Kraków?

At $80K/year in Kraków, your estimated monthly take-home is $4,257. With 1BR rent around $750/month, rent takes up 18% of your take-home. That's considered very comfortable.

Which city is more affordable on a $80K salary?

Killeen leaves you with more money after core expenses — $3,389/month vs $2,862/month in Kraków.

Can I afford to live alone in Killeen on $80K?

Yes. At $80K in Killeen, rent takes 21% of your take-home, leaving $3,389/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Killeen vs Kraków

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only