Can I Afford to Live in Jacksonville vs Phnom Penh on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Jacksonville, FL
$3,793/mo take-home
Rent: $1,650/mo (44% of take-home)
Tight
Phnom Penh, KH
$3,793/mo take-home
Rent: $350/mo (9% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Jacksonville
FL
Phnom Penh
KH
Monthly take-home (est.)$3,793$3,793
1BR rent$1,650$350
Groceries (est.)$365$380
Transport (est.)$50$150
Utilities$190$60
Internet$62$40
Left after essentials$1,476/month$2,813/month
Both Jacksonville and Phnom Penh have no state income tax โ€” your take-home is higher than in most states.

Frequently asked questions

Is $60K a good salary in Jacksonville?

At $60K/year in Jacksonville, your estimated monthly take-home is $3,793. With 1BR rent around $1,650/month, rent takes up 44% of your take-home. That's considered tight.

Is $60K a good salary in Phnom Penh?

At $60K/year in Phnom Penh, your estimated monthly take-home is $3,793. With 1BR rent around $350/month, rent takes up 9% of your take-home. That's considered very comfortable.

Which city is more affordable on a $60K salary?

Phnom Penh leaves you with more money after core expenses โ€” $2,813/month vs $1,476/month in Jacksonville.

Can I afford to live alone in Jacksonville on $60K?

It's tight. Rent in Jacksonville would take 44% of your $60K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Jacksonville vs Phnom Penh

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only