Can I Afford to Live in Idaho Falls vs São Paulo on $40K?

Here's how a $40K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Idaho Falls, ID
$2,535/mo take-home
Rent: $1,100/mo (43% of take-home)
Tight
São Paulo, BR
$2,728/mo take-home
Rent: $720/mo (26% of take-home)
Comfortable

Monthly budget breakdown

Expense
Idaho Falls
ID
São Paulo
BR
Monthly take-home (est.)$2,535$2,728
1BR rent$1,100$720
Groceries (est.)$365$380
Transport (est.)$35$150
Utilities$142$85
Internet$65$32
Left after essentials$828/month$1,361/month
São Paulo (São Paulo State) has no state income tax, boosting take-home vs Idaho Falls (ID rate: 5.8%).

Frequently asked questions

Is $40K a good salary in Idaho Falls?

At $40K/year in Idaho Falls, your estimated monthly take-home is $2,535. With 1BR rent around $1,100/month, rent takes up 43% of your take-home. That's considered tight.

Is $40K a good salary in São Paulo?

At $40K/year in São Paulo, your estimated monthly take-home is $2,728. With 1BR rent around $720/month, rent takes up 26% of your take-home. That's considered comfortable.

Which city is more affordable on a $40K salary?

São Paulo leaves you with more money after core expenses — $1,361/month vs $828/month in Idaho Falls.

Can I afford to live alone in Idaho Falls on $40K?

It's tight. Rent in Idaho Falls would take 43% of your $40K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands — Idaho Falls vs São Paulo

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only