Cost of Living: Honolulu vs West Palm Beach (2026)

West Palm Beach has a 59% lower overall cost of living than Honolulu as of Q1 2026. A one-bedroom apartment runs $2,400/mo in West Palm Beach vs $3,200/mo in Honolulu โ€” a 33% difference. West Palm Beach has no state income tax, giving residents more take-home pay than those in Honolulu (11% rate).

  • West Palm Beach is 59% cheaper overall (COL index: 186 vs 117)
  • 1BR rent: $2,400/mo in West Palm Beach vs $3,200/mo โ€” 25% savings
  • West Palm Beach has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Honolulu ($82,000/yr vs $63,000/yr)
  • Median home price: $500,000 in West Palm Beach vs $750,000 โ€” 33% difference
Category
Honolulu
Hawaii
West Palm Beach
Florida
๐Ÿ  HousingQ1 2026
Studio rent/mo$2,500$1,900Best
1BR rent/mo$3,200$2,400Best
2BR rent/mo$4,500$3,200Best
Median home price$750K$500KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)120106Best
Budget meal (1 person)$18$16Best
Mid-range dinner (2)$78$65Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$70Best$112
Gas price/gal$4.80$3.50Best
Car insurance/mo$195Best$215
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$185Best$200
Internet/mo$75$70Best
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$82KBest$63K
State income tax%11.0%0.0%Best
Sales tax (combined)%4.7%Best7.0%
๐ŸŽฌ LeisureQ1 2026
Movie ticket$18.00$16.00Best
Gym membership/mo$65$46Best
Beer at restaurant$8.50$7.00Best
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)186117Best
Walk score / 10066Best55

Frequently asked questions

Is Honolulu cheaper than West Palm Beach?

No. West Palm Beach is 59% cheaper than Honolulu based on overall cost of living indices (117 vs 186, where 100 = US average).

What is the average rent in Honolulu vs West Palm Beach?

As of Q1 2026, the median 1-bedroom rent in Honolulu is $3,200/month and in West Palm Beach is $2,400/month. Honolulu is more expensive by 33%.

How much do I need to earn in West Palm Beach to match a $75,000 salary in Honolulu?

To maintain a similar lifestyle, you would need approximately $47,177/year in West Palm Beach to match a $75,000 salary in Honolulu. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Honolulu or West Palm Beach?

West Palm Beach has the lower state income tax rate at 0% vs 11%. West Palm Beach has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Honolulu to West Palm Beach?

It depends on your priorities. West Palm Beach offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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