Cost of Living: Honolulu vs Washington (2026)

Washington has a 22% lower overall cost of living than Honolulu as of Q1 2026. A one-bedroom apartment runs $3,100/mo in Washington vs $3,200/mo in Honolulu โ€” a 3% difference. Washington has a lower state income tax rate (5.8% vs 11%), which adds up over time.

  • Washington is 22% cheaper overall (COL index: 186 vs 153)
  • 1BR rent: $3,100/mo in Washington vs $3,200/mo โ€” 3% savings
  • Higher median household income: Washington ($100,000/yr vs $82,000/yr)
  • Median home price: $650,000 in Washington vs $750,000 โ€” 13% difference
Category
Honolulu
Hawaii
Washington
District of Columbia
๐Ÿ  HousingQ1 2026
Studio rent/mo$2,500$2,400Best
1BR rent/mo$3,200$3,100Best
2BR rent/mo$4,500$4,200Best
Median home price$750K$650KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)120111Best
Budget meal (1 person)$18Best$18
Mid-range dinner (2)$78$75Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$70Best$100
Gas price/gal$4.80$3.60Best
Car insurance/mo$195$185Best
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$185Best$190
Internet/mo$75Best$75
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$82K$100KBest
State income tax%11.0%5.8%Best
Sales tax (combined)%4.7%Best6.0%
๐ŸŽฌ LeisureQ1 2026
Movie ticket$18.00$17.00Best
Gym membership/mo$65Best$65
Beer at restaurant$8.50Best$8.50
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)186153Best
Walk score / 1006677Best

Frequently asked questions

Is Honolulu cheaper than Washington?

No. Washington is 22% cheaper than Honolulu based on overall cost of living indices (153 vs 186, where 100 = US average).

What is the average rent in Honolulu vs Washington?

As of Q1 2026, the median 1-bedroom rent in Honolulu is $3,200/month and in Washington is $3,100/month. Honolulu is more expensive by 3%.

How much do I need to earn in Washington to match a $75,000 salary in Honolulu?

To maintain a similar lifestyle, you would need approximately $61,694/year in Washington to match a $75,000 salary in Honolulu. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Honolulu or Washington?

Washington has the lower state income tax rate at 5.8% vs 11%. The difference is 5.2 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Honolulu to Washington?

It depends on your priorities. Washington offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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