Can I Afford to Live in Greenville vs Austin on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Greenville, SC
$5,804/mo take-home
Rent: $1,300/mo (22% of take-home)
Comfortable
Austin, TX
$6,321/mo take-home
Rent: $1,800/mo (28% of take-home)
Manageable

Monthly budget breakdown

Expense
Greenville
SC
Austin
TX
Monthly take-home (est.)$5,804$6,321
1BR rent$1,300$1,800
Groceries (est.)$361$372
Transport (est.)$45$50
Utilities$155$170
Internet$60$65
Left after essentials$3,883/month$3,864/month
Austin (Texas) has no state income tax, boosting take-home vs Greenville (SC rate: 6.2%).

Frequently asked questions

Is $100K a good salary in Greenville?

At $100K/year in Greenville, your estimated monthly take-home is $5,804. With 1BR rent around $1,300/month, rent takes up 22% of your take-home. That's considered comfortable.

Is $100K a good salary in Austin?

At $100K/year in Austin, your estimated monthly take-home is $6,321. With 1BR rent around $1,800/month, rent takes up 28% of your take-home. That's considered manageable.

Which city is more affordable on a $100K salary?

Greenville leaves you with more money after core expenses โ€” $3,883/month vs $3,864/month in Austin.

Can I afford to live alone in Greenville on $100K?

Yes. At $100K in Greenville, rent takes 22% of your take-home, leaving $3,883/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Greenville vs Austin

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only