Cost of Living: Fort Worth vs Santa Rosa (2026)
Fort Worth has a 35% lower overall cost of living than Santa Rosa as of Q1 2026. A one-bedroom apartment runs $1,400/mo in Fort Worth vs $2,200/mo in Santa Rosa — a 36% difference. Fort Worth has no state income tax, giving residents more take-home pay than those in Santa Rosa (9.3% rate).
- Fort Worth is 35% cheaper overall (COL index: 91 vs 140)
- 1BR rent: $1,400/mo in Fort Worth vs $2,200/mo — 36% savings
- Fort Worth has 0% state income tax — saves ~$3,300+/yr at a $75K salary
- Higher median household income: Santa Rosa ($72,000/yr vs $62,000/yr)
- Median home price: $310,000 in Fort Worth vs $680,000 — 54% difference
| Category | Fort Worth Texas | Santa Rosa California |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,100Best | $1,700 |
| 1BR rent/mo | $1,400Best | $2,200 |
| 2BR rent/mo | $1,850Best | $3,000 |
| Median home price | $310KBest | $680K |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 96Best | 108 |
| Budget meal (1 person) | $13Best | $16 |
| Mid-range dinner (2) | $52Best | $68 |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $50Best | $72 |
| Gas price/gal | $3.05Best | $4.60 |
| Car insurance/mo | $175 | $162Best |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $180 | $148Best |
| Internet/mo | $68Best | $68 |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $62K | $72KBest |
| State income tax% | 0.0%Best | 9.3% |
| Sales tax (combined)% | 8.3%Best | 8.5% |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $15.00Best | $16.00 |
| Gym membership/mo | $38Best | $52 |
| Beer at restaurant | $6.00Best | $7.50 |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 91Best | 140 |
| Walk score / 100 | 28 | 44Best |
Frequently asked questions
Is Fort Worth cheaper than Santa Rosa?
Yes. Fort Worth is 35% cheaper than Santa Rosa based on overall cost of living indices (91 vs 140, where 100 = US average).
What is the average rent in Fort Worth vs Santa Rosa?
As of Q1 2026, the median 1-bedroom rent in Fort Worth is $1,400/month and in Santa Rosa is $2,200/month. Fort Worth is cheaper by 36%.
How much do I need to earn in Santa Rosa to match a $75,000 salary in Fort Worth?
To maintain a similar lifestyle, you would need approximately $115,385/year in Santa Rosa to match a $75,000 salary in Fort Worth. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Fort Worth or Santa Rosa?
Fort Worth has the lower state income tax rate at 0% vs 9.3%. Fort Worth has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Fort Worth to Santa Rosa?
It depends on your priorities. Fort Worth offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
Want to add more cities or compare your own salary?
Use our interactive tool to compare up to 5 cities and see how much of your take-home goes to rent.