Fort Wayne vs Lisbon for Families (2026)
Scroll down for childcare estimates, home price-to-income ratios, and FAQ.
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Estimated annual swing
+$22,536/yr
Favoring Fort Wayne for this income & household (illustrative).
With the extra $1,878/mo, you could pay down a $15,000 card balance in ~8 months and still keep ~$225/mo for dining out.
Full family cost breakdown
| Metric | Fort Wayne Indiana | Lisbon Lisbon District |
|---|---|---|
| Studio rent / month | $800Better | $950 |
| 2BR rent / month | $1,300Better | $2,100 |
| Median home price | $200K | — |
| Median household income | $50K | — |
| Est. childcare / month | $1,053 | $813Better |
| State income tax | 3.2%Better | 20% |
| Sales tax (combined) | 7%Better | 23% |
| Monthly utilities | $155 | $90Better |
| Groceries index (US = 100) | 93 | — |
Your biggest money opportunities based on this comparison.
Tax savings
Fort Wayne saves ~$1,680/mo in taxes
Redirect those extra take-home dollars to a cash-back card — groceries, gas, and dining all earn rewards.
Housing savings
Fort Wayne saves ~$800/mo in rent
Whether you rent or buy, make sure your home and belongings are covered with the right plan.
Childcare savings
Lisbon saves ~$2,880/yr on childcare
Put the difference to work in a high-yield savings account — it compounds fast over a few years.
While you're comparing — don't leave money on the table.
Mortgages
See what you can afford in Lisbon
Compare rates from top lenders before your move — pre-approval is free and won't affect your score.
Home & Auto Insurance
Bundle before you move — save 15–25%
New state means new rates. Lock in Lisbon homeowners + auto quotes before your move date.
Moving Rewards Card
Turn closing costs & moving expenses into cash back
Average family spends $6,200 on a move. These cards pay 2–4% back + 0% intro APR on purchases.
Frequently asked questions
Which city is better for raising a family — Fort Wayne or Lisbon?
Based on housing costs, income, taxes, and overall affordability, Fort Wayne scores better for families. 2-bedroom rent is $1,300/mo in Fort Wayne vs $2,100/mo. Lisbon is approximately 23% cheaper overall. That said, both cities have strong family communities — the right choice depends on your career, lifestyle, and proximity to family.
What is the average 2-bedroom rent in Fort Wayne vs Lisbon?
As of Q1 2026, median 2BR rent is $1,300/month in Fort Wayne and $2,100/month in Lisbon. Fort Wayne is 38% cheaper for a family-sized apartment.
Can a family afford to buy a home in Fort Wayne or Lisbon?
Home price and income data is not available for one or both cities.
How much does childcare cost in Fort Wayne vs Lisbon?
Estimated infant/toddler childcare runs approximately $1,053/month in Fort Wayne and $813/month in Lisbon, based on national averages scaled by each city's cost-of-living index. Annual childcare cost difference: ~$2,880/year.
Which city has lower taxes for families?
Fort Wayne has a 3.2% state income tax rate vs Lisbon's 20% rate. For a dual-income family earning $120K combined, that difference is roughly $1,680/month in take-home pay.
$100K in Fort Wayne has the same purchasing power as $77K in Lisbon
Childcare estimates based on national avg scaled by COL index · Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026