Cost of Living: Fort Lauderdale vs Santa Fe (2026)
Santa Fe has a 21% lower overall cost of living than Fort Lauderdale as of Q1 2026. A one-bedroom apartment runs $1,550/mo in Santa Fe vs $2,600/mo in Fort Lauderdale — a 68% difference. Fort Lauderdale has no state income tax, giving residents more take-home pay than those in Santa Fe (4.9% rate).
- Santa Fe is 21% cheaper overall (COL index: 120 vs 99)
- 1BR rent: $1,550/mo in Santa Fe vs $2,600/mo — 40% savings
- Fort Lauderdale has 0% state income tax — saves ~$3,300+/yr at a $75K salary
- Higher median household income: Fort Lauderdale ($62,000/yr vs $58,000/yr)
- Median home price: $480,000 in Santa Fe vs $520,000 — 8% difference
| Category | Fort Lauderdale Florida | Santa Fe New Mexico |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $2,100 | $1,200Best |
| 1BR rent/mo | $2,600 | $1,550Best |
| 2BR rent/mo | $3,500 | $2,050Best |
| Median home price | $520K | $480KBest |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 107 | 99Best |
| Budget meal (1 person) | $17 | $13Best |
| Mid-range dinner (2) | $68 | $58Best |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $112 | $40Best |
| Gas price/gal | $3.55 | $3.15Best |
| Car insurance/mo | $220 | $142Best |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $195 | $158Best |
| Internet/mo | $70 | $65Best |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $62KBest | $58K |
| State income tax% | 0.0%Best | 4.9% |
| Sales tax (combined)% | 7.0%Best | 7.7% |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $16.00 | $15.00Best |
| Gym membership/mo | $48 | $38Best |
| Beer at restaurant | $7.50 | $6.50Best |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 120 | 99Best |
| Walk score / 100 | 60Best | 42 |
Frequently asked questions
Is Fort Lauderdale cheaper than Santa Fe?
No. Santa Fe is 21% cheaper than Fort Lauderdale based on overall cost of living indices (99 vs 120, where 100 = US average).
What is the average rent in Fort Lauderdale vs Santa Fe?
As of Q1 2026, the median 1-bedroom rent in Fort Lauderdale is $2,600/month and in Santa Fe is $1,550/month. Fort Lauderdale is more expensive by 68%.
How much do I need to earn in Santa Fe to match a $75,000 salary in Fort Lauderdale?
To maintain a similar lifestyle, you would need approximately $61,875/year in Santa Fe to match a $75,000 salary in Fort Lauderdale. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Fort Lauderdale or Santa Fe?
Fort Lauderdale has the lower state income tax rate at 0% vs 4.9%. Fort Lauderdale has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Fort Lauderdale to Santa Fe?
It depends on your priorities. Santa Fe offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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