Cost of Living: Fayetteville vs Santa Rosa (2026)

Fayetteville has a 40% lower overall cost of living than Santa Rosa as of Q1 2026. A one-bedroom apartment runs $1,200/mo in Fayetteville vs $2,200/mo in Santa Rosa โ€” a 45% difference. Fayetteville has a lower state income tax rate (4.5% vs 9.3%), which adds up over time.

  • Fayetteville is 40% cheaper overall (COL index: 84 vs 140)
  • 1BR rent: $1,200/mo in Fayetteville vs $2,200/mo โ€” 45% savings
  • Higher median household income: Santa Rosa ($72,000/yr vs $47,000/yr)
  • Median home price: $230,000 in Fayetteville vs $680,000 โ€” 66% difference
Category
Fayetteville
North Carolina
Santa Rosa
California
๐Ÿ  HousingQ1 2026
Studio rent/mo$950Best$1,700
1BR rent/mo$1,200Best$2,200
2BR rent/mo$1,550Best$3,000
Median home price$230KBest$680K
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)93Best108
Budget meal (1 person)$11Best$16
Mid-range dinner (2)$48Best$68
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$42Best$72
Gas price/gal$3.10Best$4.60
Car insurance/mo$143Best$162
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$148Best$148
Internet/mo$58Best$68
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$47K$72KBest
State income tax%4.5%Best9.3%
Sales tax (combined)%7.0%Best8.5%
๐ŸŽฌ LeisureQ1 2026
Movie ticket$13.00Best$16.00
Gym membership/mo$33Best$52
Beer at restaurant$5.00Best$7.50
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)84Best140
Walk score / 1002244Best

Frequently asked questions

Is Fayetteville cheaper than Santa Rosa?

Yes. Fayetteville is 40% cheaper than Santa Rosa based on overall cost of living indices (84 vs 140, where 100 = US average).

What is the average rent in Fayetteville vs Santa Rosa?

As of Q1 2026, the median 1-bedroom rent in Fayetteville is $1,200/month and in Santa Rosa is $2,200/month. Fayetteville is cheaper by 45%.

How much do I need to earn in Santa Rosa to match a $75,000 salary in Fayetteville?

To maintain a similar lifestyle, you would need approximately $125,000/year in Santa Rosa to match a $75,000 salary in Fayetteville. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Fayetteville or Santa Rosa?

Fayetteville has the lower state income tax rate at 4.5% vs 9.3%. The difference is 4.8 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Fayetteville to Santa Rosa?

It depends on your priorities. Fayetteville offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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