High value
Fayetteville, AR
High value
Madrid, ES

Madrid wins overall by ~31% (COL index)

Cost of living: Fayetteville vs Madrid (2026)

A $75,000 salary in Fayetteville buys roughly what $57,035 does in Madrid (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.4% vs 21.0% state tax ยท ~$12,456/yr take-home gap
๐Ÿ 8% rent gap (~$1,200/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Slide to match your household โ€” estimates combine take-home, rent, and groceries.

๐Ÿ’ต Household income (before tax)
๐Ÿ‘จโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Kids (affects 2BR vs 1BR rent)
Lifestyle (grocery baseline)
Financial wins unlocked for this move0/3

Adjust income โ†’ set household โ†’ see a meaningful swing to unlock all three.

Estimated annual swing

+$11,496/yr

Favoring Fayetteville for this income & household (illustrative).

With the extra $958/mo, you could pay down a $15,000 card balance in ~16 months and still keep ~$115/mo for dining out.

HousingTaxesGroceries
Category
Fayetteville
Arkansas
Madrid
Community of Madrid
Wallet ฮ”
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,050$880BestBโˆ’$170/mo
1BR rent/mo$1,300$1,200BestBโˆ’$100/mo
2BR rent/mo$1,700Best$1,800A+$100/mo
Median home price$280Kโ€”โ€”
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)95โ€”โ€”
Budget meal (1 person)$12Best$12Same
Mid-range dinner (2)$50Best$55A+$5/mo
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$42โ€”โ€”
Gas price/gal$3.00โ€”โ€”
Car insurance/mo$148โ€”โ€”
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$162$95BestBโˆ’$67/mo
Internet/mo$60$35BestBโˆ’$25/mo
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$55Kโ€”โ€”
State income tax%4.4%Best21.0%A+16.6 pp
Sales tax (combined)%9.0%Best21.0%A+12.0 pp
๐ŸŽฌ LeisureQ1 2026
Movie ticket$14.00โ€”โ€”
Gym membership/mo$35Best$50A+$15/mo
Beer at restaurant$5.50โ€”โ€”
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)8665BestB-21
Walk score / 1002282BestB+60
Complete the Picture

While you're comparing โ€” don't leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$12,456/yr tax differences into cash back

Madrid fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Madrid.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool
Complete the Picture

While you're comparing โ€” don't leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Fayetteville cheaper than Madrid?

No. Madrid is 31% cheaper than Fayetteville based on overall cost of living indices (65 vs 86, where 100 = US average).

What is the average rent in Fayetteville vs Madrid?

As of Q1 2026, the median 1-bedroom rent in Fayetteville is $1,300/month and in Madrid is $1,200/month. Fayetteville is more expensive by 8%.

How much do I need to earn in Madrid to match a $75,000 salary in Fayetteville?

To maintain a similar lifestyle, you would need approximately $57,035/year in Madrid to match a $75,000 salary in Fayetteville. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Fayetteville or Madrid?

Fayetteville has the lower state income tax rate at 4.4% vs 21%. The difference is 16.6 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Fayetteville to Madrid?

It depends on your priorities. Madrid offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Fayetteville โ†” Madrid

How much would you need to earn in Madrid to match your Fayetteville purchasing power?

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