Can I Afford to Live in Fayetteville vs Austin on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Fayetteville, AR
$3,573/mo take-home
Rent: $1,300/mo (36% of take-home)
Tight
Austin, TX
$3,793/mo take-home
Rent: $1,800/mo (47% of take-home)
Difficult

Monthly budget breakdown

Expense
Fayetteville
AR
Austin
TX
Monthly take-home (est.)$3,573$3,793
1BR rent$1,300$1,800
Groceries (est.)$361$372
Transport (est.)$42$50
Utilities$162$170
Internet$60$65
Left after essentials$1,648/month$1,336/month
Austin (Texas) has no state income tax, boosting take-home vs Fayetteville (AR rate: 4.4%).

Frequently asked questions

Is $60K a good salary in Fayetteville?

At $60K/year in Fayetteville, your estimated monthly take-home is $3,573. With 1BR rent around $1,300/month, rent takes up 36% of your take-home. That's considered tight.

Is $60K a good salary in Austin?

At $60K/year in Austin, your estimated monthly take-home is $3,793. With 1BR rent around $1,800/month, rent takes up 47% of your take-home. That's considered difficult.

Which city is more affordable on a $60K salary?

Fayetteville leaves you with more money after core expenses โ€” $1,648/month vs $1,336/month in Austin.

Can I afford to live alone in Fayetteville on $60K?

It's tight. Rent in Fayetteville would take 36% of your $60K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Fayetteville vs Austin

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only