Evansville vs Las Cruces for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in Evansville, IN vs Las Cruces, NM.

  • 2BR rent: $1,300/mo in Las Cruces vs $1,300/mo — 0% difference
  • More affordable homeownership in Evansville: $185K median vs $215K
  • Higher median household income in Evansville: $48K/yr vs $42K

Family cost comparison

Metric
Evansville
Indiana
Las Cruces
New Mexico
2BR rent/month$1,300Better$1,300
Median home price$185KBetter$215K
Median household income$48KBetter$42K
Est. childcare/month$1,040Better$1,066
State income tax3.2%Better4.9%
Sales tax (combined)7%Better7.7%

Frequently asked questions

Which city is better for raising a family — Evansville or Las Cruces?

Based on housing costs, income, and taxes, Evansville scores slightly better for families overall. Las Cruces has lower 2-bedroom rents, Evansville is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in Evansville vs Las Cruces?

As of Q1 2026, median 2BR rent is $1,300/month in Evansville and $1,300/month in Las Cruces. Las Cruces is 0% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in Evansville or Las Cruces?

The price-to-income ratio in Evansville is 3.9× ($185K home, $48K income) vs 5.1× in Las Cruces. A ratio below 3× is generally considered affordable. Evansville is more achievable for first-time family homebuyers.

How much does childcare cost in Evansville vs Las Cruces?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,040/month in Evansville and $1,066/month in Las Cruces. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

Evansville has a 3.2% state income tax rate vs Las Cruces's 4.9% rate. For a dual-income family earning $120K combined, the difference can mean $102+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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