Can I Afford to Live in Evansville vs Gainesville on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Evansville, IN
$4,843/mo take-home
Rent: $990/mo (20% of take-home)
Very comfortable
Gainesville, FL
$5,057/mo take-home
Rent: $1,300/mo (26% of take-home)
Comfortable

Monthly budget breakdown

Expense
Evansville
IN
Gainesville
FL
Monthly take-home (est.)$4,843$5,057
1BR rent$990$1,300
Groceries (est.)$353$361
Transport (est.)$40$55
Utilities$152$185
Internet$58$60
Left after essentials$3,250/month$3,096/month
Gainesville (Florida) has no state income tax, boosting take-home vs Evansville (IN rate: 3.2%).

Frequently asked questions

Is $80K a good salary in Evansville?

At $80K/year in Evansville, your estimated monthly take-home is $4,843. With 1BR rent around $990/month, rent takes up 20% of your take-home. That's considered very comfortable.

Is $80K a good salary in Gainesville?

At $80K/year in Gainesville, your estimated monthly take-home is $5,057. With 1BR rent around $1,300/month, rent takes up 26% of your take-home. That's considered comfortable.

Which city is more affordable on a $80K salary?

Evansville leaves you with more money after core expenses โ€” $3,250/month vs $3,096/month in Gainesville.

Can I afford to live alone in Evansville on $80K?

Yes. At $80K in Evansville, rent takes 20% of your take-home, leaving $3,250/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Evansville vs Gainesville

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only