Can I Afford to Live in Eugene vs Phnom Penh on $75K?

Here's how a $75K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Eugene, OR
$4,122/mo take-home
Rent: $1,650/mo (40% of take-home)
Tight
Phnom Penh, KH
$4,741/mo take-home
Rent: $350/mo (7% of take-home)
Very comfortable

Monthly budget breakdown

Eugene
OR
Phnom Penh
KH
Monthly take-home (est.)
$4,122
$4,741Best ✓
1BR rent
$1,650
$350Best ✓
Groceries (est.)
$395
$380Best ✓
Transport (est.)
$82Best ✓
$150
Utilities
$128
$60Best ✓
Internet
$65
$40Best ✓
Left after essentials
$1,802/month
$3,761/month
Phnom Penh (Phnom Penh) has no state income tax, boosting take-home vs Eugene (OR rate: 9.9%).

Frequently asked questions

Is $75K a good salary in Eugene?

At $75K/year in Eugene, your estimated monthly take-home is $4,122. With 1BR rent around $1,650/month, rent takes up 40% of your take-home. That's considered tight.

Is $75K a good salary in Phnom Penh?

At $75K/year in Phnom Penh, your estimated monthly take-home is $4,741. With 1BR rent around $350/month, rent takes up 7% of your take-home. That's considered very comfortable.

Which city is more affordable on a $75K salary?

Phnom Penh leaves you with more money after core expenses — $3,761/month vs $1,802/month in Eugene.

Can I afford to live alone in Eugene on $75K?

It's tight. Rent in Eugene would take 40% of your $75K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands — Eugene vs Phnom Penh

$40K$50K$60K$80K$100K$120K$150K

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only