Can I Afford to Live in Eugene vs Kraków on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Eugene, OR
$4,397/mo take-home
Rent: $1,650/mo (38% of take-home)
Tight
Kraków, PL
$4,257/mo take-home
Rent: $750/mo (18% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Eugene
OR
Kraków
PL
Monthly take-home (est.)$4,397$4,257
1BR rent$1,650$750
Groceries (est.)$395$380
Transport (est.)$82$150
Utilities$128$90
Internet$65$25
Left after essentials$2,077/month$2,862/month

Frequently asked questions

Is $80K a good salary in Eugene?

At $80K/year in Eugene, your estimated monthly take-home is $4,397. With 1BR rent around $1,650/month, rent takes up 38% of your take-home. That's considered tight.

Is $80K a good salary in Kraków?

At $80K/year in Kraków, your estimated monthly take-home is $4,257. With 1BR rent around $750/month, rent takes up 18% of your take-home. That's considered very comfortable.

Which city is more affordable on a $80K salary?

Kraków leaves you with more money after core expenses — $2,862/month vs $2,077/month in Eugene.

Can I afford to live alone in Eugene on $80K?

It's tight. Rent in Eugene would take 38% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands — Eugene vs Kraków

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only