Can I Afford to Live in Durham vs Las Cruces on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Durham, NC
$4,757/mo take-home
Rent: $1,750/mo (37% of take-home)
Tight
Las Cruces, NM
$4,730/mo take-home
Rent: $1,000/mo (21% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Durham
NC
Las Cruces
NM
Monthly take-home (est.)$4,757$4,730
1BR rent$1,750$1,000
Groceries (est.)$372$350
Transport (est.)$82$38
Utilities$155$152
Internet$62$60
Left after essentials$2,336/month$3,130/month

Frequently asked questions

Is $80K a good salary in Durham?

At $80K/year in Durham, your estimated monthly take-home is $4,757. With 1BR rent around $1,750/month, rent takes up 37% of your take-home. That's considered tight.

Is $80K a good salary in Las Cruces?

At $80K/year in Las Cruces, your estimated monthly take-home is $4,730. With 1BR rent around $1,000/month, rent takes up 21% of your take-home. That's considered very comfortable.

Which city is more affordable on a $80K salary?

Las Cruces leaves you with more money after core expenses โ€” $3,130/month vs $2,336/month in Durham.

Can I afford to live alone in Durham on $80K?

It's tight. Rent in Durham would take 37% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Durham vs Las Cruces

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only