Can I Afford to Live in Dayton vs Fayetteville on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Dayton, OH
$6,029/mo take-home
Rent: $1,100/mo (18% of take-home)
Very comfortable
Fayetteville, NC
$5,946/mo take-home
Rent: $1,200/mo (20% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Dayton
OH
Fayetteville
NC
Monthly take-home (est.)$6,029$5,946
1BR rent$1,100$1,200
Groceries (est.)$361$353
Transport (est.)$60$42
Utilities$162$148
Internet$58$58
Left after essentials$4,288/month$4,145/month

Frequently asked questions

Is $100K a good salary in Dayton?

At $100K/year in Dayton, your estimated monthly take-home is $6,029. With 1BR rent around $1,100/month, rent takes up 18% of your take-home. That's considered very comfortable.

Is $100K a good salary in Fayetteville?

At $100K/year in Fayetteville, your estimated monthly take-home is $5,946. With 1BR rent around $1,200/month, rent takes up 20% of your take-home. That's considered very comfortable.

Which city is more affordable on a $100K salary?

Dayton leaves you with more money after core expenses โ€” $4,288/month vs $4,145/month in Fayetteville.

Can I afford to live alone in Dayton on $100K?

Yes. At $100K in Dayton, rent takes 18% of your take-home, leaving $4,288/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Dayton vs Fayetteville

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only