Can I Afford to Live in Dallas vs Flagstaff on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Dallas, TX
$5,057/mo take-home
Rent: $1,500/mo (30% of take-home)
Manageable
Flagstaff, AZ
$4,890/mo take-home
Rent: $1,650/mo (34% of take-home)
Manageable

Monthly budget breakdown

Expense
Dallas
TX
Flagstaff
AZ
Monthly take-home (est.)$5,057$4,890
1BR rent$1,500$1,650
Groceries (est.)$361$384
Transport (est.)$96$45
Utilities$175$195
Internet$60$65
Left after essentials$2,865/month$2,551/month
Dallas (Texas) has no state income tax, boosting take-home vs Flagstaff (AZ rate: 2.5%).

Frequently asked questions

Is $80K a good salary in Dallas?

At $80K/year in Dallas, your estimated monthly take-home is $5,057. With 1BR rent around $1,500/month, rent takes up 30% of your take-home. That's considered manageable.

Is $80K a good salary in Flagstaff?

At $80K/year in Flagstaff, your estimated monthly take-home is $4,890. With 1BR rent around $1,650/month, rent takes up 34% of your take-home. That's considered manageable.

Which city is more affordable on a $80K salary?

Dallas leaves you with more money after core expenses โ€” $2,865/month vs $2,551/month in Flagstaff.

Can I afford to live alone in Dallas on $80K?

Yes. At $80K in Dallas, rent takes 30% of your take-home, leaving $2,865/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Dallas vs Flagstaff

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only