Can I Afford to Live in Concord vs Augusta on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Concord, NC
$4,757/mo take-home
Rent: $1,500/mo (32% of take-home)
Manageable
Augusta, GA
$4,690/mo take-home
Rent: $1,200/mo (26% of take-home)
Comfortable

Monthly budget breakdown

Expense
Concord
NC
Augusta
GA
Monthly take-home (est.)$4,757$4,690
1BR rent$1,500$1,200
Groceries (est.)$365$353
Transport (est.)$42$42
Utilities$152$162
Internet$60$58
Left after essentials$2,638/month$2,875/month

Frequently asked questions

Is $80K a good salary in Concord?

At $80K/year in Concord, your estimated monthly take-home is $4,757. With 1BR rent around $1,500/month, rent takes up 32% of your take-home. That's considered manageable.

Is $80K a good salary in Augusta?

At $80K/year in Augusta, your estimated monthly take-home is $4,690. With 1BR rent around $1,200/month, rent takes up 26% of your take-home. That's considered comfortable.

Which city is more affordable on a $80K salary?

Augusta leaves you with more money after core expenses โ€” $2,875/month vs $2,638/month in Concord.

Can I afford to live alone in Concord on $80K?

Yes. At $80K in Concord, rent takes 32% of your take-home, leaving $2,638/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Concord vs Augusta

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only