Cost of Living: Columbus vs Sioux Falls (2026)

Sioux Falls has a 3% lower overall cost of living than Columbus as of Q1 2026. A one-bedroom apartment runs $1,250/mo in Sioux Falls vs $1,250/mo in Columbus โ€” a 0% difference. Sioux Falls has no state income tax, giving residents more take-home pay than those in Columbus (3% rate).

  • Sioux Falls is 3% cheaper overall (COL index: 91 vs 88)
  • 1BR rent: $1,250/mo in Sioux Falls vs $1,250/mo โ€” 0% savings
  • Sioux Falls has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Sioux Falls ($62,000/yr vs $57,000/yr)
  • Median home price: $265,000 in Sioux Falls vs $270,000 โ€” 2% difference
Category
Columbus
Ohio
Sioux Falls
South Dakota
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,000Best$1,000
1BR rent/mo$1,250Best$1,250
2BR rent/mo$1,650Best$1,650
Median home price$270K$265KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)95Best96
Budget meal (1 person)$12Best$12
Mid-range dinner (2)$50Best$50
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$62$42Best
Gas price/gal$3.10Best$3.10
Car insurance/mo$135Best$142
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$155Best$155
Internet/mo$60Best$60
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$57K$62KBest
State income tax%3.0%0.0%Best
Sales tax (combined)%7.8%6.4%Best
๐ŸŽฌ LeisureQ1 2026
Movie ticket$14.00Best$14.00
Gym membership/mo$35Best$35
Beer at restaurant$5.00Best$5.50
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)9188Best
Walk score / 10037Best26

Frequently asked questions

Is Columbus cheaper than Sioux Falls?

No. Sioux Falls is 3% cheaper than Columbus based on overall cost of living indices (88 vs 91, where 100 = US average).

What is the average rent in Columbus vs Sioux Falls?

As of Q1 2026, the median 1-bedroom rent in Columbus is $1,250/month and in Sioux Falls is $1,250/month. Columbus is more expensive by 0%.

How much do I need to earn in Sioux Falls to match a $75,000 salary in Columbus?

To maintain a similar lifestyle, you would need approximately $72,527/year in Sioux Falls to match a $75,000 salary in Columbus. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Columbus or Sioux Falls?

Sioux Falls has the lower state income tax rate at 0% vs 3%. Sioux Falls has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Columbus to Sioux Falls?

It depends on your priorities. Sioux Falls offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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