Columbia vs Peoria for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in Columbia, SC vs Peoria, IL.

  • 2BR rent: $1,400/mo in Peoria vs $1,650/mo — 15% difference
  • More affordable homeownership in Peoria: $175K median vs $260K
  • Higher median household income in Columbia: $52K/yr vs $50K

Family cost comparison

Metric
Columbia
South Carolina
Peoria
Illinois
2BR rent/month$1,650$1,400Better
Median home price$260K$175KBetter
Median household income$52KBetter$50K
Est. childcare/month$1,131$1,079Better
State income tax6.2%5%Better
Sales tax (combined)7.5%Better8.5%

Frequently asked questions

Which city is better for raising a family — Columbia or Peoria?

Based on housing costs, income, and taxes, Peoria scores slightly better for families overall. Peoria has lower 2-bedroom rents, Peoria is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in Columbia vs Peoria?

As of Q1 2026, median 2BR rent is $1,650/month in Columbia and $1,400/month in Peoria. Peoria is 15% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in Columbia or Peoria?

The price-to-income ratio in Columbia is 5.0× ($260K home, $52K income) vs 3.5× in Peoria. A ratio below 3× is generally considered affordable. Peoria is more achievable for first-time family homebuyers.

How much does childcare cost in Columbia vs Peoria?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,131/month in Columbia and $1,079/month in Peoria. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

Columbia has a 6.2% state income tax rate vs Peoria's 5% rate. For a dual-income family earning $120K combined, the difference can mean $72+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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