Can I Afford to Live in Colorado Springs vs Jacksonville on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Colorado Springs, CO
$3,573/mo take-home
Rent: $1,500/mo (42% of take-home)
Tight
Jacksonville, FL
$3,793/mo take-home
Rent: $1,650/mo (44% of take-home)
Tight

Monthly budget breakdown

Expense
Colorado Springs
CO
Jacksonville
FL
Monthly take-home (est.)$3,573$3,793
1BR rent$1,500$1,650
Groceries (est.)$372$365
Transport (est.)$55$50
Utilities$145$190
Internet$65$62
Left after essentials$1,436/month$1,476/month
Jacksonville (Florida) has no state income tax, boosting take-home vs Colorado Springs (CO rate: 4.4%).

Frequently asked questions

Is $60K a good salary in Colorado Springs?

At $60K/year in Colorado Springs, your estimated monthly take-home is $3,573. With 1BR rent around $1,500/month, rent takes up 42% of your take-home. That's considered tight.

Is $60K a good salary in Jacksonville?

At $60K/year in Jacksonville, your estimated monthly take-home is $3,793. With 1BR rent around $1,650/month, rent takes up 44% of your take-home. That's considered tight.

Which city is more affordable on a $60K salary?

Jacksonville leaves you with more money after core expenses โ€” $1,476/month vs $1,436/month in Colorado Springs.

Can I afford to live alone in Colorado Springs on $60K?

It's tight. Rent in Colorado Springs would take 42% of your $60K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Colorado Springs vs Jacksonville

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only