Cost of Living: Cincinnati vs Knoxville (2026)
A one-bedroom apartment runs $1,300/mo in Knoxville vs $1,300/mo in Cincinnati — a 0% difference. Knoxville has no state income tax, giving residents more take-home pay than those in Cincinnati (3.5% rate).
- 1BR rent: $1,300/mo in Knoxville vs $1,300/mo — 0% savings
- Knoxville has 0% state income tax — saves ~$3,300+/yr at a $75K salary
- Higher median household income: Cincinnati ($57,000/yr vs $53,000/yr)
- Median home price: $235,000 in Cincinnati vs $290,000 — 19% difference
| Category | Cincinnati Ohio | Knoxville Tennessee |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,050Best | $1,050 |
| 1BR rent/mo | $1,300Best | $1,300 |
| 2BR rent/mo | $1,700Best | $1,700 |
| Median home price | $235KBest | $290K |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 97 | 95Best |
| Budget meal (1 person) | $13 | $12Best |
| Mid-range dinner (2) | $52 | $50Best |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $65 | $45Best |
| Gas price/gal | $3.15 | $3.05Best |
| Car insurance/mo | $155 | $148Best |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $165Best | $168 |
| Internet/mo | $60Best | $60 |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $57KBest | $53K |
| State income tax% | 3.5% | 0.0%Best |
| Sales tax (combined)% | 7.2%Best | 9.5% |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $14.00Best | $14.00 |
| Gym membership/mo | $38 | $35Best |
| Beer at restaurant | $5.50Best | $5.50 |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 87Best | 87 |
| Walk score / 100 | 54Best | 26 |
Frequently asked questions
What is the average rent in Cincinnati vs Knoxville?
As of Q1 2026, the median 1-bedroom rent in Cincinnati is $1,300/month and in Knoxville is $1,300/month. Cincinnati is more expensive by 0%.
How much do I need to earn in Knoxville to match a $75,000 salary in Cincinnati?
To maintain a similar lifestyle, you would need approximately $75,000/year in Knoxville to match a $75,000 salary in Cincinnati. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Cincinnati or Knoxville?
Knoxville has the lower state income tax rate at 0% vs 3.5%. Knoxville has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Cincinnati to Knoxville?
It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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