Can I Afford to Live in Chattanooga vs Shreveport on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Chattanooga, TN
$5,057/mo take-home
Rent: $1,250/mo (25% of take-home)
Comfortable
Shreveport, LA
$4,770/mo take-home
Rent: $1,000/mo (21% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Chattanooga
TN
Shreveport
LA
Monthly take-home (est.)$5,057$4,770
1BR rent$1,250$1,000
Groceries (est.)$357$353
Transport (est.)$45$40
Utilities$165$205
Internet$58$58
Left after essentials$3,182/month$3,114/month
Chattanooga (Tennessee) has no state income tax, boosting take-home vs Shreveport (LA rate: 4.3%).

Frequently asked questions

Is $80K a good salary in Chattanooga?

At $80K/year in Chattanooga, your estimated monthly take-home is $5,057. With 1BR rent around $1,250/month, rent takes up 25% of your take-home. That's considered comfortable.

Is $80K a good salary in Shreveport?

At $80K/year in Shreveport, your estimated monthly take-home is $4,770. With 1BR rent around $1,000/month, rent takes up 21% of your take-home. That's considered very comfortable.

Which city is more affordable on a $80K salary?

Chattanooga leaves you with more money after core expenses โ€” $3,182/month vs $3,114/month in Shreveport.

Can I afford to live alone in Chattanooga on $80K?

Yes. At $80K in Chattanooga, rent takes 25% of your take-home, leaving $3,182/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Chattanooga vs Shreveport

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only