Can I Afford to Live in Chattanooga vs Medellín on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Chattanooga, TN
$6,321/mo take-home
Rent: $1,250/mo (20% of take-home)
Very comfortable
Medellín, CO
$6,321/mo take-home
Rent: $500/mo (8% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Chattanooga
TN
Medellín
CO
Monthly take-home (est.)$6,321$6,321
1BR rent$1,250$500
Groceries (est.)$357$380
Transport (est.)$45$150
Utilities$165$55
Internet$58$30
Left after essentials$4,446/month$5,206/month
Both Chattanooga and Medellín have no state income tax — your take-home is higher than in most states.

Frequently asked questions

Is $100K a good salary in Chattanooga?

At $100K/year in Chattanooga, your estimated monthly take-home is $6,321. With 1BR rent around $1,250/month, rent takes up 20% of your take-home. That's considered very comfortable.

Is $100K a good salary in Medellín?

At $100K/year in Medellín, your estimated monthly take-home is $6,321. With 1BR rent around $500/month, rent takes up 8% of your take-home. That's considered very comfortable.

Which city is more affordable on a $100K salary?

Medellín leaves you with more money after core expenses — $5,206/month vs $4,446/month in Chattanooga.

Can I afford to live alone in Chattanooga on $100K?

Yes. At $100K in Chattanooga, rent takes 20% of your take-home, leaving $4,446/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Chattanooga vs Medellín

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only