Can I Afford to Live in Cape Coral vs Augusta on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Cape Coral, FL
$5,057/mo take-home
Rent: $1,750/mo (35% of take-home)
Manageable
Augusta, GA
$4,690/mo take-home
Rent: $1,200/mo (26% of take-home)
Comfortable

Monthly budget breakdown

Expense
Cape Coral
FL
Augusta
GA
Monthly take-home (est.)$5,057$4,690
1BR rent$1,750$1,200
Groceries (est.)$372$353
Transport (est.)$48$42
Utilities$198$162
Internet$65$58
Left after essentials$2,624/month$2,875/month
Cape Coral (Florida) has no state income tax, boosting take-home vs Augusta (GA rate: 5.5%).

Frequently asked questions

Is $80K a good salary in Cape Coral?

At $80K/year in Cape Coral, your estimated monthly take-home is $5,057. With 1BR rent around $1,750/month, rent takes up 35% of your take-home. That's considered manageable.

Is $80K a good salary in Augusta?

At $80K/year in Augusta, your estimated monthly take-home is $4,690. With 1BR rent around $1,200/month, rent takes up 26% of your take-home. That's considered comfortable.

Which city is more affordable on a $80K salary?

Augusta leaves you with more money after core expenses โ€” $2,875/month vs $2,624/month in Cape Coral.

Can I afford to live alone in Cape Coral on $80K?

Yes. At $80K in Cape Coral, rent takes 35% of your take-home, leaving $2,624/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Cape Coral vs Augusta

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only