Cost of Living: Boston vs Knoxville (2026)

Knoxville has a 86% lower overall cost of living than Boston as of Q1 2026. A one-bedroom apartment runs $1,300/mo in Knoxville vs $3,000/mo in Boston โ€” a 131% difference. Knoxville has no state income tax, giving residents more take-home pay than those in Boston (5% rate).

  • Knoxville is 86% cheaper overall (COL index: 162 vs 87)
  • 1BR rent: $1,300/mo in Knoxville vs $3,000/mo โ€” 57% savings
  • Knoxville has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Boston ($90,000/yr vs $53,000/yr)
  • Median home price: $290,000 in Knoxville vs $700,000 โ€” 59% difference
Category
Boston
Massachusetts
Knoxville
Tennessee
๐Ÿ  HousingQ1 2026
Studio rent/mo$2,400$1,050Best
1BR rent/mo$3,000$1,300Best
2BR rent/mo$4,000$1,700Best
Median home price$700K$290KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)11095Best
Budget meal (1 person)$18$12Best
Mid-range dinner (2)$75$50Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$90$45Best
Gas price/gal$3.40$3.05Best
Car insurance/mo$165$148Best
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$185$168Best
Internet/mo$70$60Best
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$90KBest$53K
State income tax%5.0%0.0%Best
Sales tax (combined)%6.3%Best9.5%
๐ŸŽฌ LeisureQ1 2026
Movie ticket$17.00$14.00Best
Gym membership/mo$60$35Best
Beer at restaurant$8.00$5.50Best
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)16287Best
Walk score / 10080Best26

Frequently asked questions

Is Boston cheaper than Knoxville?

No. Knoxville is 86% cheaper than Boston based on overall cost of living indices (87 vs 162, where 100 = US average).

What is the average rent in Boston vs Knoxville?

As of Q1 2026, the median 1-bedroom rent in Boston is $3,000/month and in Knoxville is $1,300/month. Boston is more expensive by 131%.

How much do I need to earn in Knoxville to match a $75,000 salary in Boston?

To maintain a similar lifestyle, you would need approximately $40,278/year in Knoxville to match a $75,000 salary in Boston. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Boston or Knoxville?

Knoxville has the lower state income tax rate at 0% vs 5%. Knoxville has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Boston to Knoxville?

It depends on your priorities. Knoxville offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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