Can I Afford to Live in Boston vs Jacksonville on $80K?
Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.
Monthly budget breakdown
| Expense | Boston MA | Jacksonville FL |
|---|---|---|
| Monthly take-home (est.) | $4,723 | $5,057 |
| 1BR rent | $3,000 | $1,650 |
| Groceries (est.) | $418 | $365 |
| Transport (est.) | $90 | $50 |
| Utilities | $185 | $190 |
| Internet | $70 | $62 |
| Left after essentials | $960/month | $2,740/month |
Frequently asked questions
Is $80K a good salary in Boston?
At $80K/year in Boston, your estimated monthly take-home is $4,723. With 1BR rent around $3,000/month, rent takes up 64% of your take-home. That's considered difficult.
Is $80K a good salary in Jacksonville?
At $80K/year in Jacksonville, your estimated monthly take-home is $5,057. With 1BR rent around $1,650/month, rent takes up 33% of your take-home. That's considered manageable.
Which city is more affordable on a $80K salary?
Jacksonville leaves you with more money after core expenses — $2,740/month vs $960/month in Boston.
Can I afford to live alone in Boston on $80K?
It's tight. Rent in Boston would take 64% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.
See the full cost-of-living comparison
Rent, groceries, taxes, transportation, and more — side by side.
Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only