Can I Afford to Live in Boise vs West Palm Beach on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Boise, ID
$4,670/mo take-home
Rent: $1,600/mo (34% of take-home)
Manageable
West Palm Beach, FL
$5,057/mo take-home
Rent: $2,400/mo (47% of take-home)
Difficult

Monthly budget breakdown

Expense
Boise
ID
West Palm Beach
FL
Monthly take-home (est.)$4,670$5,057
1BR rent$1,600$2,400
Groceries (est.)$372$403
Transport (est.)$45$112
Utilities$145$200
Internet$60$70
Left after essentials$2,448/month$1,872/month
West Palm Beach (Florida) has no state income tax, boosting take-home vs Boise (ID rate: 5.8%).

Frequently asked questions

Is $80K a good salary in Boise?

At $80K/year in Boise, your estimated monthly take-home is $4,670. With 1BR rent around $1,600/month, rent takes up 34% of your take-home. That's considered manageable.

Is $80K a good salary in West Palm Beach?

At $80K/year in West Palm Beach, your estimated monthly take-home is $5,057. With 1BR rent around $2,400/month, rent takes up 47% of your take-home. That's considered difficult.

Which city is more affordable on a $80K salary?

Boise leaves you with more money after core expenses โ€” $2,448/month vs $1,872/month in West Palm Beach.

Can I afford to live alone in Boise on $80K?

Yes. At $80K in Boise, rent takes 34% of your take-home, leaving $2,448/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Boise vs West Palm Beach

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only