Cost of Living: Bend vs Colorado Springs (2026)
Colorado Springs has a 18% lower overall cost of living than Bend as of Q1 2026. A one-bedroom apartment runs $1,500/mo in Colorado Springs vs $1,900/mo in Bend — a 27% difference. Colorado Springs has a lower state income tax rate (4.4% vs 9.9%), which adds up over time.
- Colorado Springs is 18% cheaper overall (COL index: 112 vs 95)
- 1BR rent: $1,500/mo in Colorado Springs vs $1,900/mo — 21% savings
- Higher median household income: Colorado Springs ($68,000/yr vs $68,000/yr)
- Median home price: $400,000 in Colorado Springs vs $580,000 — 31% difference
| Category | Bend Oregon | Colorado Springs Colorado |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,500 | $1,200Best |
| 1BR rent/mo | $1,900 | $1,500Best |
| 2BR rent/mo | $2,500 | $2,000Best |
| Median home price | $580K | $400KBest |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 105 | 98Best |
| Budget meal (1 person) | $15 | $13Best |
| Mid-range dinner (2) | $62 | $55Best |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $65 | $55Best |
| Gas price/gal | $3.85 | $3.35Best |
| Car insurance/mo | $142Best | $145 |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $125Best | $145 |
| Internet/mo | $68 | $65Best |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $68KBest | $68K |
| State income tax% | 9.9% | 4.4%Best |
| Sales tax (combined)% | 0.0%Best | 8.0% |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $16.00 | $15.00Best |
| Gym membership/mo | $48 | $40Best |
| Beer at restaurant | $7.00 | $6.50Best |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 112 | 95Best |
| Walk score / 100 | 38Best | 30 |
Frequently asked questions
Is Bend cheaper than Colorado Springs?
No. Colorado Springs is 18% cheaper than Bend based on overall cost of living indices (95 vs 112, where 100 = US average).
What is the average rent in Bend vs Colorado Springs?
As of Q1 2026, the median 1-bedroom rent in Bend is $1,900/month and in Colorado Springs is $1,500/month. Bend is more expensive by 27%.
How much do I need to earn in Colorado Springs to match a $75,000 salary in Bend?
To maintain a similar lifestyle, you would need approximately $63,616/year in Colorado Springs to match a $75,000 salary in Bend. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Bend or Colorado Springs?
Colorado Springs has the lower state income tax rate at 4.4% vs 9.9%. The difference is 5.5 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Bend to Colorado Springs?
It depends on your priorities. Colorado Springs offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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