Bali (Canggu) vs Waco for Families (2026)
Scroll down for childcare estimates, home price-to-income ratios, and FAQ.
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Estimated annual swing
+$816/yr
Favoring Bali (Canggu) for this income & household (illustrative).
With about $68/mo more in Bali (Canggu), you could boost 529 contributions, build an emergency fund, or cover childcare faster.
Full family cost breakdown
| Metric | Bali (Canggu) Bali | Waco Texas |
|---|---|---|
| Studio rent / month | $550Better | $800 |
| 2BR rent / month | $1,200Better | $1,300 |
| Median home price | — | $210K |
| Median household income | — | $48K |
| Est. childcare / month | $546Better | $1,079 |
| State income tax | NoneBetter | None |
| Sales tax (combined) | 11% | 8.3%Better |
| Monthly utilities | $70Better | $172 |
| Groceries index (US = 100) | — | 92 |
Your biggest money opportunities based on this comparison.
Housing savings
Bali (Canggu) saves ~$100/mo in rent
Whether you rent or buy, make sure your home and belongings are covered with the right plan.
Childcare savings
Bali (Canggu) saves ~$6,396/yr on childcare
Put the difference to work in a high-yield savings account — it compounds fast over a few years.
While you're comparing — don't leave money on the table.
Mortgages
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Home & Auto Insurance
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Frequently asked questions
Which city is better for raising a family — Bali (Canggu) or Waco?
Based on housing costs, income, taxes, and overall affordability, Bali (Canggu) scores better for families. 2-bedroom rent is $1,200/mo in Bali (Canggu) vs $1,300/mo. Bali (Canggu) is approximately 49% cheaper overall. That said, both cities have strong family communities — the right choice depends on your career, lifestyle, and proximity to family.
What is the average 2-bedroom rent in Bali (Canggu) vs Waco?
As of Q1 2026, median 2BR rent is $1,200/month in Bali (Canggu) and $1,300/month in Waco. Bali (Canggu) is 8% cheaper for a family-sized apartment.
Can a family afford to buy a home in Bali (Canggu) or Waco?
Home price and income data is not available for one or both cities.
How much does childcare cost in Bali (Canggu) vs Waco?
Estimated infant/toddler childcare runs approximately $546/month in Bali (Canggu) and $1,079/month in Waco, based on national averages scaled by each city's cost-of-living index. Annual childcare cost difference: ~$6,396/year.
Which city has lower taxes for families?
Bali (Canggu) (Bali) has no state income tax vs Waco has no state income tax. For a dual-income family earning $120K combined, that difference is roughly $0/month in take-home pay.
$100K in Bali (Canggu) has the same purchasing power as $198K in Waco
Childcare estimates based on national avg scaled by COL index · Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026