Can I Afford to Live in Augusta vs Lakeland on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Augusta, GA
$5,863/mo take-home
Rent: $1,200/mo (20% of take-home)
Very comfortable
Lakeland, FL
$6,321/mo take-home
Rent: $1,450/mo (23% of take-home)
Comfortable

Monthly budget breakdown

Expense
Augusta
GA
Lakeland
FL
Monthly take-home (est.)$5,863$6,321
1BR rent$1,200$1,450
Groceries (est.)$353$361
Transport (est.)$42$45
Utilities$162$195
Internet$58$62
Left after essentials$4,048/month$4,208/month
Lakeland (Florida) has no state income tax, boosting take-home vs Augusta (GA rate: 5.5%).

Frequently asked questions

Is $100K a good salary in Augusta?

At $100K/year in Augusta, your estimated monthly take-home is $5,863. With 1BR rent around $1,200/month, rent takes up 20% of your take-home. That's considered very comfortable.

Is $100K a good salary in Lakeland?

At $100K/year in Lakeland, your estimated monthly take-home is $6,321. With 1BR rent around $1,450/month, rent takes up 23% of your take-home. That's considered comfortable.

Which city is more affordable on a $100K salary?

Lakeland leaves you with more money after core expenses โ€” $4,208/month vs $4,048/month in Augusta.

Can I afford to live alone in Augusta on $100K?

Yes. At $100K in Augusta, rent takes 20% of your take-home, leaving $4,048/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Augusta vs Lakeland

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only