Can I Afford to Live in Augusta vs Ho Chi Minh City on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Augusta, GA
$4,690/mo take-home
Rent: $1,200/mo (26% of take-home)
Comfortable
Ho Chi Minh City, VN
$5,057/mo take-home
Rent: $500/mo (10% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Augusta
GA
Ho Chi Minh City
VN
Monthly take-home (est.)$4,690$5,057
1BR rent$1,200$500
Groceries (est.)$353$380
Transport (est.)$42$150
Utilities$162$50
Internet$58$15
Left after essentials$2,875/month$3,962/month
Ho Chi Minh City (Ho Chi Minh City) has no state income tax, boosting take-home vs Augusta (GA rate: 5.5%).

Frequently asked questions

Is $80K a good salary in Augusta?

At $80K/year in Augusta, your estimated monthly take-home is $4,690. With 1BR rent around $1,200/month, rent takes up 26% of your take-home. That's considered comfortable.

Is $80K a good salary in Ho Chi Minh City?

At $80K/year in Ho Chi Minh City, your estimated monthly take-home is $5,057. With 1BR rent around $500/month, rent takes up 10% of your take-home. That's considered very comfortable.

Which city is more affordable on a $80K salary?

Ho Chi Minh City leaves you with more money after core expenses โ€” $3,962/month vs $2,875/month in Augusta.

Can I afford to live alone in Augusta on $80K?

Yes. At $80K in Augusta, rent takes 26% of your take-home, leaving $2,875/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Augusta vs Ho Chi Minh City

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only