Augusta vs Fort Collins for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in Augusta, GA vs Fort Collins, CO.

  • 2BR rent: $1,550/mo in Augusta vs $2,250/mo — 31% difference
  • More affordable homeownership in Augusta: $220K median vs $520K
  • Higher median household income in Fort Collins: $72K/yr vs $49K

Family cost comparison

Metric
Augusta
Georgia
Fort Collins
Colorado
2BR rent/month$1,550Better$2,250
Median home price$220KBetter$520K
Median household income$49K$72KBetter
Est. childcare/month$1,105Better$1,287
State income tax5.5%4.4%Better
Sales tax (combined)8%7.5%Better

Frequently asked questions

Which city is better for raising a family — Augusta or Fort Collins?

Based on housing costs, income, and taxes, Augusta scores slightly better for families overall. Augusta has lower 2-bedroom rents, Augusta is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in Augusta vs Fort Collins?

As of Q1 2026, median 2BR rent is $1,550/month in Augusta and $2,250/month in Fort Collins. Augusta is 31% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in Augusta or Fort Collins?

The price-to-income ratio in Augusta is 4.5× ($220K home, $49K income) vs 7.2× in Fort Collins. A ratio below 3× is generally considered affordable. Augusta is more achievable for first-time family homebuyers.

How much does childcare cost in Augusta vs Fort Collins?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,105/month in Augusta and $1,287/month in Fort Collins. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

Augusta has a 5.5% state income tax rate vs Fort Collins's 4.4% rate. For a dual-income family earning $120K combined, the difference can mean $66+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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