Cost of Living: Albuquerque vs Louisville (2026)
Louisville has a 1% lower overall cost of living than Albuquerque as of Q1 2026. A one-bedroom apartment runs $1,100/mo in Albuquerque vs $1,300/mo in Louisville — a 15% difference.
- Louisville is 1% cheaper overall (COL index: 89 vs 88)
- 1BR rent: $1,100/mo in Albuquerque vs $1,300/mo — 15% savings
- Higher median household income: Louisville ($57,000/yr vs $52,000/yr)
- Median home price: $250,000 in Louisville vs $280,000 — 11% difference
| Category | Albuquerque New Mexico | Louisville Kentucky |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $900Best | $1,050 |
| 1BR rent/mo | $1,100Best | $1,300 |
| 2BR rent/mo | $1,450Best | $1,700 |
| Median home price | $280K | $250KBest |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 95Best | 95 |
| Budget meal (1 person) | $12Best | $12 |
| Mid-range dinner (2) | $50Best | $50 |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $48Best | $60 |
| Gas price/gal | $3.10 | $3.05Best |
| Car insurance/mo | $145Best | $148 |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $165 | $162Best |
| Internet/mo | $60Best | $60 |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $52K | $57KBest |
| State income tax% | 4.9% | 4.0%Best |
| Sales tax (combined)% | 7.9% | 6.0%Best |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $13.00Best | $14.00 |
| Gym membership/mo | $32Best | $35 |
| Beer at restaurant | $5.00Best | $5.50 |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 89 | 88Best |
| Walk score / 100 | 42Best | 34 |
Frequently asked questions
Is Albuquerque cheaper than Louisville?
No. Louisville is 1% cheaper than Albuquerque based on overall cost of living indices (88 vs 89, where 100 = US average).
What is the average rent in Albuquerque vs Louisville?
As of Q1 2026, the median 1-bedroom rent in Albuquerque is $1,100/month and in Louisville is $1,300/month. Albuquerque is cheaper by 15%.
How much do I need to earn in Louisville to match a $75,000 salary in Albuquerque?
To maintain a similar lifestyle, you would need approximately $74,157/year in Louisville to match a $75,000 salary in Albuquerque. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Albuquerque or Louisville?
Louisville has the lower state income tax rate at 4% vs 4.9%. The difference is 0.9 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Albuquerque to Louisville?
It depends on your priorities. Louisville offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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