Can I Afford to Live in Akron vs Waco on $75K?

Here's how a $75K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Akron, OH
$4,522/mo take-home
Rent: $1,200/mo (27% of take-home)
Comfortable
Waco, TX
$4,741/mo take-home
Rent: $1,000/mo (21% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Akron
OH
Waco
TX
Monthly take-home (est.)$4,522$4,741
1BR rent$1,200$1,000
Groceries (est.)$365$350
Transport (est.)$62$38
Utilities$162$172
Internet$58$60
Left after essentials$2,675/month$3,121/month
Waco (Texas) has no state income tax, boosting take-home vs Akron (OH rate: 3.5%).

Frequently asked questions

Is $75K a good salary in Akron?

At $75K/year in Akron, your estimated monthly take-home is $4,522. With 1BR rent around $1,200/month, rent takes up 27% of your take-home. That's considered comfortable.

Is $75K a good salary in Waco?

At $75K/year in Waco, your estimated monthly take-home is $4,741. With 1BR rent around $1,000/month, rent takes up 21% of your take-home. That's considered very comfortable.

Which city is more affordable on a $75K salary?

Waco leaves you with more money after core expenses โ€” $3,121/month vs $2,675/month in Akron.

Can I afford to live alone in Akron on $75K?

Yes. At $75K in Akron, rent takes 27% of your take-home, leaving $2,675/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Akron vs Waco

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only