Third Federal Savings & Loan HELOC vs. Sallie Mae Student Loan
Side-by-side comparison · Updated 2026 · Independently reviewed
Third Federal Savings & Loan HELOC
Third Federal Savings & Loan
4.6
Perennial rate leader for traditional HELOCs. Low variable rates, no origination fee, $65/yr annual fee.
Full review →WealthSpott Verdict
Third Federal Savings & Loan HELOC and Sallie Mae Student Loan are closely matched. The right choice depends on your credit profile, desired loan amount, and how quickly you need funding.
Feature
Third Federal Savings
Sallie Mae Student
APR Range
6.49% – 7.99%
4.50% – 15.37% Best
Loan Amount
$10,000 – $200,000 Best
From $1,000
Term Length
120–360 months
60–180 months
Origination Fee
No origination fee; $65/year annual fee
None
Min Credit Score
660+
660+
Funding Speed
2–4 weeks
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Third Federal Savings & Loan HELOC
Sallie Mae Student Loan
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