Third Federal Savings & Loan HELOC vs. Discover Student Loans
Side-by-side comparison · Updated 2026 · Independently reviewed
Third Federal Savings & Loan HELOC
Third Federal Savings & Loan
4.6
Perennial rate leader for traditional HELOCs. Low variable rates, no origination fee, $65/yr annual fee.
Full review →
Discover Student Loans
Discover Bank
4.4
APR 4.49–14.99%. No fees. Cash reward for good grades.
Full review →WealthSpott Verdict
Third Federal Savings & Loan HELOC and Discover Student Loans are closely matched. The right choice depends on your credit profile, desired loan amount, and how quickly you need funding.
Feature
Third Federal Savings
Discover Student Loans
APR Range
6.49% – 7.99%
4.49% – 14.99% Best
Loan Amount
$10,000 – $200,000 Best
From $1,000
Term Length
120–360 months
120–180 months
Origination Fee
No origination fee; $65/year annual fee
None
Min Credit Score
660+
660+
Funding Speed
2–4 weeks
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Third Federal Savings & Loan HELOC
Discover Student Loans
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