Sallie Mae Student Loan vs. Marcus Student Loan Refinance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Sallie Mae logo
Sallie Mae Student Loan
Sallie Mae
4.3

APR 4.50โ€“15.37%. Multiple repayment options.

Full review โ†’
Marcus by Goldman Sachs logo
Marcus Student Loan Refinance
Marcus by Goldman Sachs
4.4

APR 5.99โ€“9.99%. Up to $300K. Goldman Sachs backing.

Full review โ†’
WealthSpott Verdict

Sallie Mae Student Loan and Marcus Student Loan Refinance are closely matched. The right choice depends on your credit profile, desired loan amount, and how quickly you need funding.

Feature
Sallie Mae Student
Marcus Student Loan
APR Range
4.50% โ€“ 15.37% Best
5.99% โ€“ 9.99%
Loan Amount
From $1,000
$5,000 โ€“ $300,000 Best
Term Length
60โ€“180 months
60โ€“240 months
Origination Fee
None
None
Min Credit Score
660+
660+
Funding Speed
โ€”
2โ€“4 weeks
Sallie Mae Student Loan
Full review
Marcus Student Loan Refinance
Full review

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