Rocket Mortgage vs. loanDepot Mortgage
Side-by-side comparison · Updated 2026 · Independently reviewed
Rocket Mortgage
Rocket Mortgage
4.5
Fully online mortgage with fast pre-approval. Best for digital-first buyers.
Full review →loanDepot Mortgage
loanDepot
4.2
High-volume online lender with a fully digital application and a wide range of loan types.
Full review →WealthSpott Verdict
loanDepot Mortgage wins on more measurable categories — particularly on rate and cost. Rocket Mortgage may still be the right fit depending on your loan amount and term needs.
Feature
Rocket Mortgage
loanDepot Mortgage
APR Range
6.50% – 7.80%
6.40% – 7.90% Best
Loan Amount
$85,000 – $2,500,000
$100,000 – $3,000,000 Best
Term Length
180–360 months
180–360 months
Origination Fee
—
0%–2% of loan amount
Min Credit Score
620+
620+
Funding Speed
21-30 days
21–30 days
Rocket Mortgage
loanDepot Mortgage
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