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Best Personal Loans of 2026

Compare rates and terms for personal loans from top lenders.

Advertiser Disclosure: WealthSpott may earn a commission if you apply through our links. This never influences our rankings or editorial opinions โ€” we evaluate products independently. Learn how we rate products.

ProductAPR RangeLoan AmountTermOrigination FeeRatingActions
Upstart logo

Upstart

Upstart Personal Loan

6.40%โ€“35.99%

$1kโ€“$50k

36โ€“60 mo

0โ€“12% of loan amount

4.3
Review โ†’
LightStream logo

LightStream

LightStream Personal Loan

7.99%โ€“25.99%

$5kโ€“$100k

24โ€“84 mo

None

4.5
Review โ†’
Discover Bank logo

Discover Bank

Discover Personal Loans

7.99%โ€“24.99%

$3kโ€“$40k

36โ€“84 mo

None

4.4
Review โ†’
SoFi logo

SoFi

SoFi Personal Loan

Editor's Choice

8.99%โ€“25.81%

$5kโ€“$100k

24โ€“84 mo

None

4.6
Review โ†’
LendingClub Bank logo

LendingClub Bank

LendingClub Personal Loan

8.99%โ€“36.00%

$1kโ€“$40k

36โ€“60 mo

1โ€“6% of loan amount

4.2
Review โ†’