Best Personal Loans of 2026 in Montana (2026)

5 top-rated personal loans available in Montana. Compare rates and terms for personal loans from top lenders.

8.99%โ€“25.81%
APR
Loan amounts: $5Kโ€“$100K

APR 8.99โ€“25.81%. Up to $100K. No origination fee.

7.99%โ€“25.99%
APR
Loan amounts: $5Kโ€“$100K

APR 7.99โ€“25.99%. Up to $100K. Same-day funding.

3
Discover Personal Loans
Discover Bank
4.4
7.99%โ€“24.99%
APR
Loan amounts: $3Kโ€“$40K

APR 7.99โ€“24.99%. $2.5Kโ€“$40K. No origination fee.

6.40%โ€“35.99%
APR
Loan amounts: $1Kโ€“$50K

APR 6.40โ€“35.99%. $1Kโ€“$50K. AI-driven approvals.

5
LendingClub Personal Loan
LendingClub Bank
4.2
8.99%โ€“36.00%
APR
Loan amounts: $1Kโ€“$40K

APR 8.99โ€“36.00%. $1Kโ€“$40K. Joint applications available.

Frequently asked questions

What are the best personal loans in Montana?

SoFi Personal Loan is a top-rated option for Montana residents with APRs from 8.99%โ€“25.81%. Most online lenders are available nationwide including Montana.

What credit score do I need for personal loans in Montana?

Most lenders offering personal loans in Montana require a credit score of 600+ for approval, with the best rates typically available to borrowers with 720+ scores. A debt-to-income ratio under 40% and stable income also improve approval odds.

Rates depend on creditworthiness ยท Approval not guaranteed ยท Q1 2026