New American Funding Mortgage vs. Sallie Mae Student Loan

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

New American Funding logo
New American Funding Mortgage
New American Funding
4.4

FHA and non-QM specialist with bilingual support and a 580+ credit score minimum for some programs.

Full review โ†’
Sallie Mae logo
Sallie Mae Student Loan
Sallie Mae
4.3

APR 4.50โ€“15.37%. Multiple repayment options.

Full review โ†’
WealthSpott Verdict

New American Funding Mortgage wins on more measurable categories โ€” particularly on rate and cost. Sallie Mae Student Loan may still be the right fit depending on your loan amount and term needs.

Feature
New American Funding
Sallie Mae Student
APR Range
6.40% โ€“ 8.30%
4.50% โ€“ 15.37% Best
Loan Amount
$75,000 โ€“ $3,500,000 Best
From $1,000
Term Length
120โ€“360 months
60โ€“180 months
Origination Fee
Varies; competitive on FHA and non-QM
None
Min Credit Score
580+ Best
660+
Funding Speed
21โ€“30 days
โ€”
New American Funding Mortgage
Full review
Sallie Mae Student Loan
Full review

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