New American Funding Mortgage vs. Discover Student Loans
Side-by-side comparison · Updated 2026 · Independently reviewed
New American Funding Mortgage
New American Funding
4.4
FHA and non-QM specialist with bilingual support and a 580+ credit score minimum for some programs.
Full review →
Discover Student Loans
Discover Bank
4.4
APR 4.49–14.99%. No fees. Cash reward for good grades.
Full review →WealthSpott Verdict
New American Funding Mortgage wins on more measurable categories — particularly on rate and cost. Discover Student Loans may still be the right fit depending on your loan amount and term needs.
Feature
New American Funding
Discover Student Loans
APR Range
6.40% – 8.30%
4.49% – 14.99% Best
Loan Amount
$75,000 – $3,500,000 Best
From $1,000
Term Length
120–360 months
120–180 months
Origination Fee
Varies; competitive on FHA and non-QM
None
Min Credit Score
580+ Best
660+
Funding Speed
21–30 days
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New American Funding Mortgage
Discover Student Loans
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