Navy Federal Credit Union Mortgage vs. loanDepot Mortgage
Side-by-side comparison · Updated 2026 · Independently reviewed
Navy Federal Credit Union Mortgage
Navy Federal Credit Union
4.7
VA mortgage specialist for military members. No PMI, 0% down available, and consistently competitive rates.
Full review →loanDepot Mortgage
loanDepot
4.2
High-volume online lender with a fully digital application and a wide range of loan types.
Full review →WealthSpott Verdict
Navy Federal Credit Union Mortgage and loanDepot Mortgage are closely matched. The right choice depends on your credit profile, desired loan amount, and how quickly you need funding.
Feature
Navy Federal Credit
loanDepot Mortgage
APR Range
6.10% – 7.80% Best
6.40% – 7.90%
Loan Amount
$50,000 – $2,000,000
$100,000 – $3,000,000 Best
Term Length
120–360 months
180–360 months
Origination Fee
No origination fee on VA loans
0%–2% of loan amount
Min Credit Score
620+
620+
Funding Speed
30–45 days
21–30 days
Navy Federal Credit Union Mortgage
loanDepot Mortgage
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