Marcus Student Loan Refinance vs. SoFi Home Improvement Loan
Side-by-side comparison · Updated 2026 · Independently reviewed
Marcus Student Loan Refinance
Marcus by Goldman Sachs
4.4
APR 5.99–9.99%. Up to $300K. Goldman Sachs backing.
Full review →
WealthSpott Verdict
Marcus Student Loan Refinance wins on more measurable categories — particularly on rate and cost. SoFi Home Improvement Loan may still be the right fit depending on your loan amount and term needs.
Feature
Marcus Student Loan
SoFi Home Improvement
APR Range
5.99% – 9.99% Best
8.99% – 25.81%
Loan Amount
$5,000 – $300,000 Best
$5,000 – $100,000
Term Length
60–240 months
24–84 months
Origination Fee
None
None
Min Credit Score
660+ Best
680+
Funding Speed
2–4 weeks
Same day to a few days
Marcus Student Loan Refinance
SoFi Home Improvement Loan
Not sure which loan is right for you?
Browse all loans