loanDepot Mortgage vs. Sallie Mae Student Loan

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

loanDepot logo
loanDepot Mortgage
loanDepot
4.2

High-volume online lender with a fully digital application and a wide range of loan types.

Full review โ†’
Sallie Mae logo
Sallie Mae Student Loan
Sallie Mae
4.3

APR 4.50โ€“15.37%. Multiple repayment options.

Full review โ†’
WealthSpott Verdict

loanDepot Mortgage wins on more measurable categories โ€” particularly on rate and cost. Sallie Mae Student Loan may still be the right fit depending on your loan amount and term needs.

Feature
loanDepot Mortgage
Sallie Mae Student
APR Range
6.40% โ€“ 7.90%
4.50% โ€“ 15.37% Best
Loan Amount
$100,000 โ€“ $3,000,000 Best
From $1,000
Term Length
180โ€“360 months
60โ€“180 months
Origination Fee
0%โ€“2% of loan amount
None
Min Credit Score
620+ Best
660+
Funding Speed
21โ€“30 days
โ€”
loanDepot Mortgage
Full review
Sallie Mae Student Loan
Full review

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