loanDepot Mortgage vs. LendingClub Personal Loan
Side-by-side comparison · Updated 2026 · Independently reviewed
loanDepot Mortgage
loanDepot
4.2
High-volume online lender with a fully digital application and a wide range of loan types.
Full review →
LendingClub Personal Loan
LendingClub Bank
4.2
APR 8.99–36.00%. $1K–$40K. Joint applications available.
Full review →WealthSpott Verdict
loanDepot Mortgage wins on more measurable categories — particularly on rate and cost. LendingClub Personal Loan may still be the right fit depending on your loan amount and term needs.
Feature
loanDepot Mortgage
LendingClub Personal Loan
APR Range
6.40% – 7.90% Best
8.99% – 36.00%
Loan Amount
$100,000 – $3,000,000 Best
$1,000 – $40,000
Term Length
180–360 months
36–60 months
Origination Fee
0%–2% of loan amount Best
1–6% of loan amount
Min Credit Score
620+
600+ Best
Funding Speed
21–30 days
A few days
loanDepot Mortgage
LendingClub Personal Loan
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